I'll start with the bottom and work up. I started with a Crumb Cake Card Stock card base. Then I cut a 3-7/8" by 5" Early Espresso mat and I cut the Wood Textures DSP panel to 3-3/4" by 5". Once I'd adhered the DSP to the Early Espresso mat, I wrapped some 1/4" Copper Trim around. PRO TIP: I don't wrap the ribbon across the back--that would be wasteful! I "cheat" and just wrap enough around the back where I can tack it down with some Snail Adhesive.
Next, I stamped a sentiment from the "Colorful Seasons" stamp set in Early Espresso Ink onto a Very Vanilla scrap and cut it out with a square from the Stitched Shapes Framelits collection. I added a scalloped square mat from the Layering Squares Framelits collection. Then I adhered this piece to the card with Stampin' Dimensionals.
This card was so quick and easy to make especially when the DSP is the star of the show! You could use this layout for any DSP and any sentiment and make a stack of cards in a jiffy!